South Florida’s rainy season brings with it both good and not-so-good elements, and we have to prepare our homes for both. Mid-May through October is considered the rainy season with August and September seeing the highest rainfall. Throughout this timeframe, South Florida normally receives 26.78 inches – that’s 70 percent of an entire year’s rainfall! Additionally, one minute it can be a downpour and clear skies the next; or raining on your home but not on your neighbor’s home across the street. This is Florida’s rainy season – if you don’t like the weather, just wait an hour; it will change.
Because of the Florida landscape, flooding is a major problem, especially in South Florida. So, the first and most important thing you can do to prepare for the rainy season is to purchase or review your current flood and wind insurance policy for your home. You don’t have to be in a flood zone to experience flooding – since 1978, South Florida’s low-risk zones have become susceptible to flooding, incurring between 20 and 25 percent of all flood insurance claims. Such flooding happens from severe rains, hurricanes and water backup caused by inadequate or overloaded drainage systems and dam/levee failures.